October 28, 2025

HUMAN Security vs Feroot PaymentGuard AI for PCI DSS 4.0.1 Compliance

October 28, 2025
Ivan Tsarynny
Ivan Tsarynny

In today’s digital payment landscape, organizations must defend against both automated attacks and hidden client-side risks that threaten data integrity and PCI DSS 4.0.1 compliance. HUMAN Security and Feroot PaymentGuard AI offer complementary capabilities that, together, create a complete payment security posture.

HUMAN Security: Protecting the customer journey from automated threats

The HUMAN Defense Platform provides comprehensive detection, decisioning, and protection for every step of the customer journey. Built as a modular platform, HUMAN delivers visibility and control to safeguard against automated threats, bots, and fraud.

HUMAN’s threat decisions protect applications, advertising, and account surfaces from:

  • Sophisticated bot-driven attacks targeting checkout and login flows
  • Account fraud and credential abuse that compromise customer trust
  • Advertising fraud and traffic manipulation across digital campaigns

By generating unique telemetry at every customer touchpoint, HUMAN gives real-time visibility into threats and automates adaptive, machine-learning controls. This enables security teams to detect and block malicious automation at scale, preserving performance, protecting revenue, and ensuring integrity across digital ecosystems.

Feroot PaymentGuard AI: Automating PCI DSS 4.0.1 client-side compliance

While HUMAN mitigates automated fraud, Feroot’s PaymentGuard AI protects the other side of modern payment risk: the client-side.

Feroot’s PaymentGuard AI continuously monitors every script running on web payment pages to detect, analyze, and respond to unauthorized or malicious code changes in real time. This automation directly supports PCI DSS 4.0.1 Requirements 6.4.3 and 11.6.1, which mandate monitoring of all scripts that can impact payment data security. Unlike traditional security tools requiring constant tuning, PaymentGuard AI uses a ‘set and forget’ approach with 24-hour deployment and minimal ongoing maintenance.

Feroot’s platform uses AI-driven behavior analysis to:

  • Automatically detect and log every script change or new third-party tag
  • Identify unapproved data access or exfiltration from the browser layer
  • Generate automated compliance evidence for PCI DSS audits

By securing the client-side environment, PaymentGuard AI eliminates the blind spots left by traditional server-side or bot detection tools, ensuring end-to-end payment integrity and compliance.

Feature comparison

Compare how HUMAN Security and Feroot PaymentGuard AI complement each other across key features and compliance capabilities.

CapabilityFeroot PaymentGuard AIHUMAN Security
Primary focusSpecialized client-side security and PCI DSS 4.0.1 compliance (6.4.3 & 11.6.1). Purpose-built for payment page protection.One modular platform offering visibility and control to safeguardagainst automated threats and fraud.
Primary security layerClient-side (browser) script runtime: monitors what scripts do on users’ browsers, where PCI 6.4.3/11.6.1 explicitly require controls.Application/edge & media with optional client-side module: bot mitigation, ATO defense, and ad/invalid-traffic protection.
Main threat coverageMagecart-style script injection, unauthorized DOM/header changes, unexpected network calls, and client-side data exfiltration on payment pages.Bots (credential stuffing, carding, scraping), account takeover/fraud, and ad fraud/invalid traffic at scale.
Evidence & audit readinessAutomatically logs every script and change; generates audit-ready reports mapped to 6.4.3/11.6.1.Rule auditing and telemetry across platform components (e.g., enterprise sensor) to track changes and decisions.
Integration time24-hour deployment2 to 4 weeks
Best forTeams needing client-side PCI 6.4.3/11.6.1, real-time script monitoring, 24-hour rollout, QSA-ready evidence, works with any CDN/WAF.Enterprises prioritizing bot and fraud mitigation across apps and media, seeking unified decisioning and edge-scale protection with a modular platform.

When to Choose Each Solution

Choose Feroot PaymentGuard AI first if:

  • You need to achieve PCI DSS 4.0.1 Requirements 6.4.3 or 11.6.1 compliance (mandatory as of March 2025)
  • You’ve failed a recent PCI audit due to client-side security gaps
  • You have third-party scripts or marketing tags on payment pages
  • Your QSA identified gaps in client-side monitoring during your last assessment
  • You want rapid deployment (24 hours) with minimal IT resources

Choose HUMAN Security first if:

  • You’re experiencing high volumes of bot traffic or automated attacks
  • You need to prevent credential stuffing, account takeover, or carding attacks
  • You’re seeing checkout abuse or inventory hoarding by bots
  • Your fraud rates are increasing despite existing security controls

Deploy both solutions when:

  • You need comprehensive payment security across all attack vectors
  • You’re a Level 1 or Level 2 merchant with high transaction volumes
  • You’re implementing PCI DSS 4.0.1 compliance from the ground up

FAQ

Does HUMAN Security monitor client-side scripts for PCI DSS compliance?

HUMAN Security has an optional client-side module, but it’s designed for bot detection and fraud prevention, not for the script-level monitoring and behavior analysis required by PCI DSS Requirements 6.4.3 and 11.6.1. HUMAN’s client-side component analyzes user behavior to detect bots, while Feroot monitors what individual scripts do in the browser to ensure PCI compliance. They serve different purposes at the client-side layer.

Do I need both solutions for PCI DSS 4.0.1 compliance?

PCI DSS 4.0.1 Requirements 6.4.3 and 11.6.1 specifically mandate client-side script monitoring, which is what Feroot provides. HUMAN Security helps with fraud prevention aspects of PCI but doesn’t satisfy the client-side script requirements. If you’re subject to PCI DSS 4.0.1, you need a client-side solution like Feroot in addition to bot protection tools like HUMAN Security.

How quickly can I deploy Feroot PaymentGuard AI?

Most customers are monitoring production payment pages within 24 hours. Deployment involves adding a lightweight JavaScript tag, no infrastructure changes required. Feroot’s “set and forget” approach means the AI immediately begins learning approved script behavior, and you can enable automated blocking within 24 to 48 hours. Minimal ongoing maintenance required after initial setup.

How Feroot’s PaymentGuard AI and HUMAN Security complement each other

Modern payment environments face two different kinds of risk. One comes from automated attacks that target applications and users with bots, fraud, and account takeovers. The other comes from what happens in the browser, where scripts, tags, and third-party code can quietly capture sensitive information.

HUMAN Security focuses on stopping automation-based threats before they reach your payment systems. Its Defense Platform gives enterprises visibility and control across the customer journey, helping teams detect and block bot activity, credential abuse, and online fraud at scale.

Feroot PaymentGuard AI protects what happens on the client side once a customer lands on a checkout or payment page. It continuously monitors every script running in the browser, detects unauthorized changes or data collection, and automatically enforces compliance with PCI DSS 4.0.1 Requirements 6.4.3 and 11.6.1. This ensures that all browser activity affecting payment data is approved, monitored, and secure.

Together, the two platforms create full-spectrum coverage. HUMAN Security prevents automated attacks and fraud from reaching the payment experience. Feroot PaymentGuard AI secures the client-side environment and maintains continuous PCI compliance. The result is a stronger, more resilient payment ecosystem that protects customers, data, and compliance at the same time.

Summary

Feroot’s PaymentGuard AI and HUMAN Security serve complementary roles in PCI DSS 4.0.1 compliance and payment security. HUMAN Security provides bot detection and fraud prevention against automated attacks, while Feroot’s PaymentGuard AI monitors client-side security (Requirements 6.4.3 and 11.6.1).

See how PaymentGuard AI automates compliance, book your free demo today.